Financial emergencies can strike without warning — medical bills, job loss, or urgent home repairs. Without an emergency fund, such events can drain your savings or push you into debt. An emergency fund acts as your financial safety net, ensuring you can handle life’s surprises without derailing your financial goals. More Info: https://www.howtostarts.com/how-to-build-an-emergency-fund-that-actually-protects-you-2/ »