What odds would you have got a decade ago for a bet that in 2023 Marine insurance* would be the most innovative of all the speciality classes? Marine underwriters had a well-deserved reputation for being notoriously traditional. There is a good reason why the Marine Insurance Act 1906 still governs much of English marine law and remains highly influential in marine insurance worldwide. While pockets of traditionalism no doubt live on, the last few years have seen impressive levels of adoption of new technologies, data sets, models and products. Way more than has so far taken root in, for instance, aviation, commercial property or business insurance.

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