Securing a business loan with low interest rates can significantly reduce your financial burden and improve cash flow. Whether you're an MSME owner, startup founder, trader, or manufacturer, choosing the right loan at the right rate can accelerate growth. In India, lenders offer competitive rates, but getting the lowest possible interest depends on your eligibility, creditworthiness, and loan strategy. In this guide, we explain how to get a low-interest business loan, the factors lenders check, and smart tips to reduce your borrowing cost.