HDFC Bank's FD-backed credit card » offers a smart solution for those seeking credit without a high income or credit history. By pledging a fixed deposit as collateral, you can get a credit card with a limit typically ranging from 80-90% of your FD value. This secured credit card helps build or rebuild your credit score while your FD continues earning interest. Enjoy benefits like reward points, cashback offers, and global acceptance at millions of merchants. It's ideal for students, first-time credit users, or anyone looking to improve their credit profile saf