Thinking about getting a personal loan but not sure which lender to choose? Check out our comprehensive analysis of Upstart vs Prosper customer reviews » to see which platform better suits your financial needs. ✔ Honest, verified customer feedback ✔ Pros and cons of both lenders ✔ Approval speed, interest rates, and service quality ✔ Real borrower experiences Upstart is known for its fast, AI-based approval process, ideal for those with limited credit history. Prosper, a pioneer in peer-to-peer lending, is praised for competitive rates and great customer service. But which one delivers the best overall experience? Before you apply, read what real users have to say. Our side-by-side review makes it easy to compare and choose the right loan provider with confidence.