Full and Final Settlement » is the process of clearing all financial dues when an employee leaves an organization due to resignation, termination, or retirement. It includes unpaid salary, leave encashment, bonuses, gratuity, reimbursements, and statutory deductions like PF and tax. The FnF process ensures that both the employer and employee settle all payments transparently. A smooth FnF process helps organizations maintain compliance, reduce disputes, and provide a professional offboarding experience for employees.